How We Got Here
Back in 2018, I was running a small manufacturing business in Bangkok. Everything looked good on paper until a major supplier suddenly doubled their prices and a key client delayed payment by three months. Within weeks, what seemed like a healthy business was scrambling for cash.
That's when I realized most financial planning focuses on growth projections and profit margins, but very few people talk about what happens when things don't go according to plan. And they usually don't.
After helping several other business owners navigate similar situations, we decided to focus exclusively on contingency planning. Not because we're pessimistic, but because we've seen how much stronger businesses become when they're prepared for uncertainty.